Management Message
The Concordia Financial Group aims to be "a solution company rooted in communities and selected as a partner to walk together" by developing materiality-based businesses and collaborating with stakeholders to enhance corporate value and achieve sustainable community development under the management philosophy of an "indispensable financial group for the community."
The Group considers addressing measures against global warming and climate change to be an important priority, and has accelerated its own decarbonization efforts by moving forward its own carbon neutrality target from FY2050 to FY2030. For customers, we have revised upward our targets for Sustainable Finance and Environmental Field Finance to 4 trillion yen and 2 trillion yen by FY2030, respectively, double our initial target. We are actively supporting customers' decarbonization efforts through expanded Sustainable Finance solutions, including Sustainability Linked Loans and Positive Impact Financing, as well as through engagement.
In addressing measures against global warming and climate change, it is also essential to address the conservation and restoration of natural capital. At COP15 in 2022, it was decided to achieve a nature positive world by 2030 and to realize a world in harmony with nature by 2050. As a regional financial institution, we will work together with each stakeholder to contribute to the conservation and restoration of natural capital.
In addition, the importance of human capital for the sustainable enhancement of corporate value is increasing. The Group is strengthening its investment in human capital to become a "solution company" and working on human resources development to strengthen solutions sales. Through promotion of diversity, equity, and inclusion, we aim to build an organization in which each employee with their diverse values can reach their full potential. We are also working to cultivate an organizational climate whose starting point is the well-being of each individual, and develop a workplace environment where it is easy to work.
As a regional financial institution, our sustainability initiatives are an integral part of our management strategy, and we will continue to promote initiatives to help solve social and environmental issues through our core business in order to achieve sustainable development of local communities and enhance the corporate value of our group. Your ongoing understanding and support are appreciated.
Concordia Financial Group, Ltd.
President and Representative Director
