Stakeholder Engagement
The Concordia Financial Group communicates appropriately with all stakeholders - customers, local communities, employees, shareholders, and investors - in order to strengthen information disclosure. We also listen sincerely to the opinions and requests we receive and use them to improve our management and the Group works with our stakeholders to collaboratively create social and economic value in the region.
The Group strives to robustly disclose management information on its operations so that customers, shareholders, local communities and other stakeholders are able to make appropriate decisions when choosing to engage in transactions with the Group and to invest in its shares. We plan to further enhance the transparency of our operations as a financial group conducting business in a manner inspiring trust from our stakeholders. We disclose information in accordance with the appropriate procedures outlined in our disclosure policy.


Communication with shareholders and investors
We strive to disclose information in a manner that is easy to understand so that shareholders and investors can understand the Group's operations and financial conditions and make appropriate judgments about the soundness of its management. In addition, the Company places importance on opportunities for dialog with shareholders and institutional investors. We have established a policy for initiatives to promote constructive dialog and strive for proactive communication. In April 2022, we established a Corporate Communication Office in the Corporate Planning Department in order to strengthen disclosure of information, including non-financial information, and for dialog with shareholders and investors. In FY2023, we increased the number of in-person roadshows for overseas institutional investors and expanded our target areas. We also increased the number of briefings for individual investors for individual investors to three. We held an IR Day three times to explain our human resource strategy, solution business, market division, and governance, with the participation of the President and Representative Director, the directors in charge of each strategy, and outside directors. Comments and requests received during these dialogues are reported to the Board of Directors and management in a timely and appropriate manner. In addition to reporting at the July and December Board of Directors meetings, the IR department provides feedback in the form of reports to the directors, Audit & Supervisory Board members, and executive officers on a weekly basis.

